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  1. Home
  2. Research
  3. Horizons
  4. Digital Public Infrastructure

Digital Public Infrastructure

Foundational digital systems for identity, payments, and data exchange built as public utilities
Back to HorizonsView interactive version

Digital public infrastructure (DPI) consists of shared, foundational digital systems designed as public utilities that enable digital services and governance. Key components typically include digital identity systems that provide verifiable credentials, payment systems that enable digital transactions, data exchange platforms that allow secure data sharing between authorized parties, and registries that maintain authoritative records. These systems are designed to be open, interoperable, and accessible, providing common infrastructure that multiple services, applications, and institutions can build upon, rather than each creating their own proprietary systems.

The technology addresses fragmentation in digital services where each organization creates its own identity, payment, and data systems, leading to inefficiency, exclusion, and lack of interoperability. DPI provides shared infrastructure that reduces costs, improves access, and enables innovation by allowing services to focus on their core functions rather than building foundational systems. Well-designed DPI can dramatically reduce transaction costs, improve financial inclusion, enable seamless service delivery, and create platforms for innovation. Applications include national digital identity systems, real-time payment networks, health data exchanges, and various government and private services built on shared infrastructure. Countries like India (with Aadhaar, UPI), Estonia, and others have implemented DPI systems.

At TRL 7, digital public infrastructure is deployed in various countries and contexts, though design, governance, and implementation approaches vary. The technology faces challenges including ensuring privacy and security, preventing misuse and surveillance, achieving interoperability across different systems, balancing openness with security, and ensuring equitable access. However, as digital services become essential, well-designed DPI becomes increasingly valuable. The technology could transform how digital services are delivered by providing shared infrastructure that reduces costs, improves access, and enables innovation, potentially creating more inclusive and efficient digital economies, though it requires careful design to balance functionality, privacy, security, and democratic values, and raises important questions about the role of public infrastructure in digital societies.

TRL
7/9Operational
Impact
4/5
Investment
5/5
Category
Applications

Related Organizations

MOSIP (International Institute of Information Technology Bangalore)

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98%

Modular Open Source Identity Platform (MOSIP) helps nations build their own digital identity systems.

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National Payments Corporation of India (NPCI) logo
National Payments Corporation of India (NPCI)

India · Consortium

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Umbrella organization for operating retail payments in India, creator of UPI (Unified Payments Interface).

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Nordic Institute for Interoperability Solutions (NIIS) logo
Nordic Institute for Interoperability Solutions (NIIS)

Estonia · Nonprofit

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Develops X-Road, the open-source data exchange layer that powers Estonia's e-government and other DPIs.

Developer
Co-Develop logo
Co-Develop

United States · Nonprofit

92%

A global fund specifically established to accelerate the adoption of safe and inclusive Digital Public Infrastructure.

Investor
GovStack logo
GovStack

Switzerland · Consortium

90%

A multi-stakeholder initiative (ITU, Estonia, Germany, DIAL) providing a toolbox for building digital government services.

Standards Body
Mojaloop Foundation logo
Mojaloop Foundation

United States · Nonprofit

90%

Maintains open-source software for creating interoperable digital payment systems to increase financial inclusion.

Standards Body
Open Network for Digital Commerce (ONDC)

India · Nonprofit

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An initiative to create an open, unbundled, and interoperable network for digital commerce.

Developer
e-Governance Academy

Estonia · Nonprofit

85%

A center of excellence to increase the knowledge and transfer of e-governance and DPI best practices.

Researcher
Sahamati

India · Nonprofit

85%

Industry alliance for the Account Aggregator ecosystem, enabling data empowerment.

Developer

Supporting Evidence

Evidence data is not available for this technology yet.

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