Embedded Finance & Banking-as-a-Service

Financial services within non-financial platforms.
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Embedded Finance & Banking-as-a-Service

Infrastructure enabling retailers, gig platforms, SaaS apps, and marketplaces to embed payments, lending, insurance, investment, and deposit accounts directly into customer experiences via unified APIs and regulatory wrappers.

TRL
8/9Deployed
Impact
5/5
Investment
5/5
Category
Applications

Connections

Software
Software
Open Banking & Finance APIs

Standardized platforms for financial data sharing.

TRL
8/9
Impact
5/5
Investment
4/5
Ethics Security
Ethics Security
Financial Inclusion Infrastructure

Technology for the unbanked and underbanked.

TRL
7/9
Impact
5/5
Investment
4/5

Envisioning is an emerging technology research institute and advisory.

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2011 — 2026

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